Hi
I have entered an IVA due to debt and looking at my payments my phone bill is becoming unaffordable. I was wondering if there is any way to cheapen it such as lowering my allowances which I do not use, or cancelling.
I see in your documentation entering an IVA means that you cannot pursue the debt, but I do not think my phone bill was added as it wasnt a debt at the time, as I was not in arrears