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Community Member
October 11, 2026

didn't meet the credit check criteria required for the contract you requested. TWICE What gives ID?

Last Tuesday I tried to start a sim only deal online changing from my current provider Three Mobile to ID

i went through the process had the email saying it was being processed, then a while after i get an email saying i “ didn't meet the credit check criteria required for the contract you requested.”

I was surprised and rather stressed by this so rang and spoke to a rep, he tried to help me as much as possible and said that it was because of an unpaid debt from 2021 I was a customer then and told him my number from then and he said it was for a different number, i was really shocked and upset by this, and said i had no information emails or anything relating to the number he mentioned, btw the debt was for £8 only, i said i never fail to pay my bills and said if i offered to pay the small amount would it be resolved, this was complicated so he escalated the issue and put me through to someone in the credit/debt department and after a long conversation the representative assured me he was wiping this debt/clearing it ( even after I said I would pay the ridiculous amount even though they couldn't prove I had even owed it as the number and account and prior conversations that I have copies of relating to the actual number I had back then was a totally different telephone number from the one I was alleged to have not paid) he then told me to apply again after 24 hours

I will add i have serious health issues and am disabled and this has had a severe impact on my health.

so today I tried again filling out all of the details only to get the same reply

so...what actually is happening here, you say the ONLY reason I cannot have a sim deal is because of an alleged unpaid debt from years ago, that I offered to pay , but you (kindly)said you would wipe it clear, so i apply again only for you to say i have bad credit! 

I have NO credit issues, Three mobile never had any problems setting me up a credit deal for YEARS 

I have had NO other credit refused whatsoever from anyone.

    1 reply

    Gemma M
    iD Mobile Employee
    iD Mobile Employee
    October 13, 2026

    Hi ​@ManChris,

     

    I can understand why you're frustrated, especially if you've been advised that an old balance was the reason for the decline and then received the same outcome after being told the matter had been resolved.

     

    Our Live Chat team are able to view any notes that have been added to the application to see whether a reason was provided for the decline. However, they are not able to override or change the outcome of a credit decision.

     

    If there are no additional notes available, unfortunately we won't be able to provide any further information about why the application was declined. In these circumstances, the guidance we can provide is to wait before applying again, typically between 30 and 90 days.

     

    I appreciate this is not the outcome you were hoping for, but neither our social media team nor Live Chat can amend the result of a credit assessment.


    Regards,


    Gemma M
    The iD Mobile Social Media Team

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