Skip to main content
Question

Credit checking upgrades

  • May 1, 2026
  • 1 reply
  • 11 views

mobilemandan
Community Member

Do iD Mobile credit check on upgrades?

Thanks

1 reply

Gemma M
iD Mobile Employee
Forum|alt.badge.img+8
  • iD Mobile Employee
  • May 1, 2026

Hi ​@mobilemandan,

 

Thanks for the question. 

 

I can confirm that we would not perform a credit check on upgrades, we only check the following:

 

  • If the direct debit is active, as this is required.
  • There needs to be 3 consecutive direct debits. 
  • Your address needs to match what is on Experian
  • Your full name needs to match what is on Experian. 

 

If you have these, you’re good to go! 

 

Regards,

 

Gemma M

The iD Mobile Social Media Team