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April 14, 2026
Question

Just recently joined ID mobile but want to switch to a monthly phone plan?

  • April 14, 2026
  • 1 reply
  • 173 views

Hello. A few days ago I switched to ID mobile on a sim only plan. Then my wife asked me to get her a monthly phone contract so I applied for one with ID but was rejected. My wife applied with her details and was rejected too. I have to wait 90 days before I can take another contract. 

The thing is I'm still within my 14 day cooling period. I spoke to live chat who weren't very helpful. I asked them can I cancel my current sim plan and rejoin ID on a monthly phone and sim plan, or can I simply add or upgrade my plan. I also asked them if I would be accepted if I cancelled my sim only or if I would be blacklisted and out of offers. 

The logical path is buy a new sim and change number to preserve it. Cancel within 14 days the ID sim only plan. I just don't want to go through all this hassle and the be rejected and have to find a different provider. 

The chat agent offered to cancel my contract but gave conflicting advice if I could get a new contract. First saying he could do it then saying no I need to wait 90 days.

Im sure there is a much simpler solution to all this. Im just looking to add a phone contract and I dont mind either keeping or giving up my current contract. I'm willing to even pay off 50% as a deposit of the entire 24 month contract. It seems ID would rather lose a customer than let me make a change in the first 14 days.

    1 reply

    Owethu M
    iD Mobile Employee
    iD Mobile Employee
    April 16, 2026

    Hi ​@MohammedR
     

    thanks for explaining everything so clearly and I’m really sorry for the confusion you’ve had from chat. I can see why this feels like you’re being blocked at every turn.

     

    I’m going to be upfront with you so you don’t go through any unnecessary hassle.

     

    ❗ What’s actually stopping you

    The issue here isn’t your current SIM-only plan it’s the credit check decision.

    • When a handset contract application is declined, there is a 90-day wait before another application can be accepted
    • This applies to you and your wife individually, based on your personal credit assessments
    • Cancelling your current plan, opening a new account, or changing SIMs won’t reset or bypass this

    I completely understand why you were trying to find a workaround it seems logical but in this case it won’t change the outcome.

     

    🔄 About cancelling within 14 days

    You are absolutely right:

    • You’re within your cooling-off period
    • You can cancel your SIM-only plan without an early termination fee (just pay for any usage)

    However:

    👉 Cancelling will not improve your chances of being accepted for a handset contract right now

     

    🚫 About trying again another way

    Just to be really clear (so you don’t waste time):

    • Buying a new SIM and reapplying → will still result in a decline
    • Applying in a different name at the same address → still subject to credit checks
    • Offering to pay a large upfront amount → not something iD Mobile can use to override a decline

    There’s no blacklist for cancelling — but the 90-day application cooldown is firm.

     

    💡 Your realistic options
    ✔️ Option 1: Keep your SIM-only plan (recommended)

    • Continue using your current plan
    • Reapply for a handset after 90 days


    ✔️ Option 2: Get a phone another way

    If you need a handset now:

    • Buy one outright, or
    • Use a retailer offering separate finance (not tied to iD)

    Then just use it with your current SIM

     

    My honest recommendation

    To avoid more frustration:

    👉 Keep your current SIM-only plan for now
    👉 Reapply after the 90-day period

    Or, if you need a phone immediately, go for a separate purchase and use your SIM.

     

    Owethu