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Question

Upgrade is charging me 0.01p for a free upgrade

  • February 1, 2026
  • 3 replies
  • 17 views

martinmspeirs
New Contributor

Been with ID 2 years paying £42 ISH pcm.

I am now looking to process my upgrade to iPhone which is £38 pcm and £0 upfront.

 

I.D states it never asks for money if £0 upfront charge, yet I am being asked for bank details to pay a 0.01p charge for a free upgrade. 

 

Is this legit?

And why are they doing more credit checks when I am paying £3 less than staying on I D contract I am on now? 

3 replies

Anneline M
iD Mobile Employee
  • iD Mobile Employee
  • February 1, 2026

Hi ​@martinmspeirs

 

Thank you for getting in touch.

 

Yes, this is completely legitimate. The 1p charge is a standard bank verification step to confirm your payment details and will be refunded. Even when an upgrade shows a £0 upfront cost, this small transaction is sometimes required for security and verification purposes.

 

Regarding the credit check, this is a normal part of processing any upgrade, however as opposed to a brand new application this will not be a hard credit search it is a soft credit search. Even though your new plan is £3 less per month than your current one, a fresh credit check is still required because the upgrade involves a new device and a new credit agreement. This helps ensure the account details are up to date and that the agreement is set up correctly.

 

Thanks, 

Anneline


martinmspeirs
New Contributor
  • Author
  • New Contributor
  • February 1, 2026

Thank you so much, delighted to hear as I went ahead with it and paid 1p.

May I ask one further question please…

The email confirmations are all written in a way that suggests I am a new customer. 

Can I check I am ok and this will not charge two accounts  


Gemma M
iD Mobile Employee
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  • iD Mobile Employee
  • February 2, 2026

Hi ​@martinmspeirs,

 

As this is a public platform, we would not be able to check this for you, you would need to get in touch with us privately which can either be done via live chat [https://www.idmobile.co.uk/live-chat] or get in touch with us via dm on Facebook or Instagram.

 

Regards,

 

Gemma M 

The iD Mobile Social Media Team