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Question

credit check fail

  • 31 October 2019
  • 4 replies
  • 84 views
P
Rank

If i wasnt living in the uk for the past 3 years but i have english card i would be able to make a pay monthly contract?

4 replies

Gregor
Rank
Userlevel 8
Badge +9

Hey @pavlis999 

 

As long as your bank card has been registered to UK address for minimum of 3 years and you haven't changed your British address between moving abroad and coming back to the country, you should be fine to get a contract, it's a matter of trying. Important is that you have been and you are receiving income to the bank account registered to the debit card that you are going to use. 

 

If you have just arrived to UK and opened the account then Pay as you go will be your best option. 

 

Kind Regards

List of phones I have used in last 2-3 years. Moto G3, Xperia XZ1 Compact, Xperia L1, Blackberry Key2, Nokia 7 Plus, Nokia 8.1, Moto G8 Power, Galaxy A40, Pixel 3a, Pixel 3, Pixel 4, Galaxy Note 10.
P
Rank

I am in uk since September 2018 so i wont be able to make a contract?

Mohammed
Rank
Userlevel 7
Badge +8

Hello @pavlis999,

 

You’ll need at least 3 years of UK address history for a credit check.

 

You can still explore PAYG options which do not require a credit check.

See here: https://www.idmobile.co.uk/shop/plans/pay-as-you-go/sim-only

 

Mohammed

Has my post answered your query? Then please mark it as answered so others can benefit.
Scoott1993
Rank

What credit score do I need to get a monthly phone 

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