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Upgrade - Credit checks

  • September 25, 2024
  • 2 replies
  • 390 views

Luke Edward
Community Member

 

Hello, 

 

I currently have a Google Pixel 7 Pro and am wanting to upgrade to a Google Pixel 9 Pro XL. 

 

I am currently in the process of buying a flat and near completion so I do not want any hard credit searches added to my file incase my lender checks before completion. 

 

Can it be confirmed 100% that a hard credit check is NOT conducted of I am to upgrade my phone in the ID Mobile app? 

 

Thank you! 

Best answer by Kash

Hi @Luke Edward,

Welcome to the Community!

When you upgrade we don’t carry out a credit check.

However it’s essential that you follow the upgrade route via the app and not purchase another contract which would entail a credit check.

 

Kash

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2 replies

WelshPaul
Platinum 
Contributor
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  • Platinum 
Contributor
  • 2768 replies
  • September 25, 2024

Why take the risk? I recommend you wait! You’re risking your mortgage approval for a phone you’ll be bored with six months from now. 


Kash
iD Mobile Employee
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  • iD Mobile Employee
  • 8175 replies
  • Answer
  • October 1, 2024

Hi @Luke Edward,

Welcome to the Community!

When you upgrade we don’t carry out a credit check.

However it’s essential that you follow the upgrade route via the app and not purchase another contract which would entail a credit check.

 

Kash