3 Months arrears on closed account is wrecking my credit score

Martinkinsella · 2025-01-31T14:46:08+00:00

I had an iD account in my name which was closed off around March last year. Credit score is showing that an arrears of £1 was on the account for 3 months before it was then settled. I had no idea of this arrears and it feels like it was a system error. Problem is that is totally crippling mortgage and credit card applications I’m doing. Can I get ID to clear this history from my record as I don’t think I’m at fault?

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