Hi, I was originally on a pay monthly sim only at £7 per month. A while back my phone broke so I signed up for a contract with a new phone. When the sim arrived it said if I was with ID already then I didn't have to do anything so I didn't. But 2 payments still come out of my account the new £20.99 and the old £7 which I presumed would of stopped by itself. I have recently cancelled the direct debit for the £7 but have been getting emails warning me this could effect my credit rating ect. Could you please help.
Thanks
Stephen