How to save money in 2025.

My best tip to save money is only buying things at the time you need them, not in preperation for the future. In some cases, you may never reach a day you need it so it would have been a wasted purchase!

Smart control over the heating system assists in saving money. Ie

Whilst out -leaving heating off or very low in rooms not required heating but best setting on radiators required to be higher.

-Then switching the heating on prior to arriving home enough to heat the rooms enough for a reasonable living and environmental reason.

-Reducing water temperature whilst your out so it's not cutting in & out whilst away.

-Reducing boiler temperature for a slower heat up recirculation the temperature withing the boiler more effectively.

I would love a smart heating controller to help with that HIVE

Lewies548 ID Mobile

Do your own research, don’t just take an adverts word for something being the cheapest.

Insulate your loft with at least 300mm of insulation

Turning down the water flow temperature by just 5 degrees and keeping doors closed will save energy and so will making use of ECO buttons on washing machine and dishwasher. Do you really need that take away latte? 

Rethink your basics from time to time, even if you were buying something that was great value last year, it might not be any more, but we often just keep following the habit and thinking “I checked, this is good value”

Keep my heating on low and use cashback sites and just look round for a bargain all the time,collect points with Sainsbury's and turn them into avois and save them up ready to turn back to Sainsbury's and pay for your shopping 

Main one is budget your spending. 

Few things I’m doing is get yourself a tap water when it’s your round at the bar, you’ll be thankful in the morning.

Cut out those expensive coffee’s and take your own.

Wait until your regular grocery staples are on offer then stock up on them. I do this for snack bars, pasta, baked beans, biscuits...

Once you've figured out your budget, think about how much you can comfortably put away on a monthly basis.

You can keep the money at home in a safe place, or you can look at opening a savings account.

There I lots of options to choose from both high street and online providers. Depending on your age and/or income you could be eligible for a government savings account.

I took out a government 'help to save' back in 2020 on the recommendation of Martin Lewis and just set up a direct debit for it so I couldn't forget to pay in.

Batch cook and freeze the products on offer

I switched my phone contract to you at ID mobile from EE and have made a saving of £11 per month, I have the same deal too, unlimited everything!!

I am saving my £11 per month, putting it away in a savings account, that’s £132 a year!! Whoop whoop, thank you ID mobile!! 

To help you to not overspend, get one of the free pre-paid cards and once you've worked out your shopping budget for the week/month, load that amount onto the pre-paid card and use that to pay for your shopping. Once it's gone you know you have spent all you can afford for that week/month.

You can keep a check on how much you've spent off the card and how much is left via the app or online, so you have a much better control of your spending. 😊 

Use cashback sites when buying online

Once you've set a budget, schedule a weekly review, with your partner if you have one. Take the time to review your adherence to the budget you set. Every article on money management starts with 'have a budget' but they only work if you stick to them. This will help.

Having Huel (not a promotion) for lunch at work. Stops me going to shop each day and spending double or triple on a meal deal or equivalent. And a lot easier than meal prepping each day!

Also, before buying new things always handy to check if there is something on Facebook marketplace first.

Sleep on it. That’s what I do. A lot of new shiny tech etc seem like the best things since sliced bread but if you take a couple of days to think how much you would use it or whether it is actually so much better than what you are using you might decide it isn’t worth the purchase and you can put that money towards a new device when you actually need and/or will benefit more from it.

Only having the heating on for 2 hours in the evening and wearing warm clothes during the day, also use a dehumidifier to help with condensation and it warms the room and dries washing without using a tumble dryer, we also use a Air fryer or slow cooker instead of the main oven it all helps 

My biggest tip for saving money is to leave you hot water on a timer to come on for one hour in the early hours of the morning and to keep your heating on set at a temperature that you like.

This way you will always have hot water and you are not heating your home from cold.

It works great for us having a heat source pump.

My best tips for saving money, is simply try your very best to NOT spend it in the first place…
Sounds obvious, but SO MUCH of what we buy is not strictly neccessary, ie: It’s stuff we WANT, not things we truly NEED.
For sure we deserve to treat ourselves (and others), and do things & buy things that aren’t always strictly neccessary, but are just for us, or for fun, or even for others… Life would be very dull if we didn’t.
BUT, for me, it’s about really THINKING FIRST whether you really NEED to buy that item, or whether you (or someone else) can you live without it - or else buy something similar but cheaper (but potentially equally as good)… Branded food & products vs. unbranded versions. Making something (and adding thast personal touch) for someone, instead of buying a gift (eg: flowers, which only live a week)...

Sell your old stuff on Vinted.

Hi all 👋 I've started 2025 off by moving phone networks & joining id mobile 📱 😀 I was with EE & my contract was nearly  £65 per month 😵 with joining id mobile I've now got a contract better signal & I'm a lot happier at paying £15.99 per month saving a total of nearly £50 per month (what a saving ) THANKYOU ID MOBILE 📱 👍

I've just changed to iD Mobile too, from O2. Paying less and have a better signal. I do love it when a plan comes together! 😊