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Jackie Clowes
Active Contributor

I recently changed network from 02 to ID mobile. I ported my old number over to my new SIM. Today I have found out that  I am unable use my debit card to make online payments from my Co-operative Bank account. Any payments for online purchases have been declined. I have tried all the fixes suggested on the Community hub with no success. The bank have been of no help at all in advising me what is required to address the issue. I have seen that other people have experienced the same problem in making online payments with their Co-op debit cards after they moved to ID mobile but I can find no updates as to whether this issue has been satisfactorily addressed. I've only just started my contract so it isn't feasible to change phone providers. I'm at a loss as to what to do next. Wishing I'd now stayed with my old provider. Doesn't help that you can't get to speak to an actual human being!!!

Best answer by Jackie Clowes

vscudeletti wrote:

Please let me know how you solved the issue- I am having the same after swtching to Cooperative bank

I have managed to resolve the problem by visiting my local Co-operative Bank in person after trying all the suggestions on here without any luck. They noticed that my ability to make online payments was no longer enabled and had probably occurred when I switched to ID mobile with a new SIM even though I had retained my old number.This meant that I was blocked from receiving one time passcodes, part of Visa Secure's authentication process when using my debit card online. They reset my access rights manually and they also overwrote my mobile number to ensure it was now recognised. I was able to successfully receive the otp and make an online payment whilst in branch. I have since made several online payments without any issues. I initially tried to sort it by contacting online banking but their advice was incorrect, saying it was the phone provider who needed to "do something" although she didn't know what the "something" was !! Anyone with the same issue I would advise to visit their branch in person. I was fortunate that the guy in branch seemed to know straight away what the issue was. Shame this information hasn't been shared more widely with Co-op bank staff. Another person on here called owlsman was having the same issue. He followed my advice and went to his local branch and managed to get it sorted. Good luck, hope it's sorted soon. 

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7 replies

andewhite
Platinum 
Contributor
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  • Platinum 
Contributor
  • 12248 replies
  • April 25, 2025

Use the online iD web chat to speak to an iD customer adviser, ​@Jackie Clowes

iD Mobile

The iD advisers work until 8pm on weekdays (6pm at weekends). 

Tell the 24/7 online chatbot you’d like to “talk to a person”. 


Tom
iD Mobile Employee
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  • iD Mobile Employee
  • 8352 replies
  • April 25, 2025

Hi ​@Jackie Clowes 

 

I’m sorry to hear this, the issue is just happening with Co-operative, correct?

 

How long ago did you transfer your number over to us?

 

Tom


  • New
 Contributor
  • 1 reply
  • May 22, 2025

Please let me know how you solved the issue- I am having the same after swtching to Cooperative bank


Jackie Clowes
Active Contributor
  • Author
  • Active Contributor
  • 8 replies
  • Answer
  • May 22, 2025
vscudeletti wrote:

Please let me know how you solved the issue- I am having the same after swtching to Cooperative bank

I have managed to resolve the problem by visiting my local Co-operative Bank in person after trying all the suggestions on here without any luck. They noticed that my ability to make online payments was no longer enabled and had probably occurred when I switched to ID mobile with a new SIM even though I had retained my old number.This meant that I was blocked from receiving one time passcodes, part of Visa Secure's authentication process when using my debit card online. They reset my access rights manually and they also overwrote my mobile number to ensure it was now recognised. I was able to successfully receive the otp and make an online payment whilst in branch. I have since made several online payments without any issues. I initially tried to sort it by contacting online banking but their advice was incorrect, saying it was the phone provider who needed to "do something" although she didn't know what the "something" was !! Anyone with the same issue I would advise to visit their branch in person. I was fortunate that the guy in branch seemed to know straight away what the issue was. Shame this information hasn't been shared more widely with Co-op bank staff. Another person on here called owlsman was having the same issue. He followed my advice and went to his local branch and managed to get it sorted. Good luck, hope it's sorted soon. 


Tyler
iD Mobile Employee
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  • iD Mobile Employee
  • 3991 replies
  • May 22, 2025

Hey there ​@vscudeletti, we hope the great advice from ​@Jackie Clowes was able to help, and definitely recommend following what has been mentioned.

 

I’ve marked your answer as the best answer ​@Jackie Clowes, so it’s more visible for other customers to view who’re having this issue. We appreciate you assisting our customers further.

 

Have a lovely day both and I hope that they can fix it in-store for you ​​​​​@vscudeletti.

 

Kind regards,

Tyler


Allie Mumby
Active Contributor
  • Active Contributor
  • 8 replies
  • May 22, 2025

Tyler can you respond to me regarding my number being stolen and what is being done about it


Siân
iD Mobile Employee
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  • iD Mobile Employee
  • 1084 replies
  • May 23, 2025

Hi ​@Allie Mumby  we are responding to your post, I’m afraid commenting and making multiple posts will not speed up our ability to get this matter resolved for you.